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A VA Loan is Designed to offer long-term financing to veterans. VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice. It is generally easier to qualify for a VA loan than conventional loans.
Veterans can choose to build, buy, repair, or renovate a home with the help of a VA loan. The terms and conditions of a VA loan are defined by the Department of Veterans Affairs.
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